Your Money Matters: Retirement planning – covering essential expenses

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Michael Ruggiero
Ameriprise Financial

Retirement Planning — Covering Essential Expenses

Essential Expenses include:
food
shelter
healthcare
utilities

6 Basic Components for Meeting Essential Income Needs:
Social Security
Pension Income
Immediate Annuity
Variable Annuity
FDIC Insured investments
U.S. Federal Securities

When selecting these components, take into consideration liquidity, flexibility and return

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