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If you’ve ever received a foreclosure notice or thought about walking away from your mortgage, you may think twice after you watch this story.

If you get hit with a foreclosure notice, do not assume that you have to leave your home right away.  In Illinois, the process could take up to two years to complete.  Also keep in mind, you are still legally responsible for the property until the judge rules against you and the judgment is filed with the recorder of deeds.

Tonya Francisco explains more how that mortgage can come back from the dead to haunt you.