Equifax data breach: Exactly what to do to protect your credit

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The Equifax breach compromised the personal data of as many as 143 million Americans, 5.4 million people in Illinois alone.

Among the data exposed: Social Security numbers.

Criminals can use your Social Security number to steal your identity. They can open bank accounts and credit cards or apply for a loan. Hackers can also get ahold of your tax refund or get medical treatment under your name.

Here’s what Financial Expert Terry Savage says to do now:

1.) Check to see if you are an Equifax victim by going to www.EquifaxSecurity2017.com

Special note: By signing up to see if your information was compromised, you automatically agree to an arbitration clause that would prevent you from joining a class-action lawsuit. Equifax says that “won’t apply to this breach” but they haven’t removed that clause from the site. It might be wise to simply assume you are a victim — and skip to steps 2,3, and 4 below.

2.) Start checking your banking and credit information regularly

3.) Don't wait for the Equifax free credit monitoring offer

4.)Consider freezing your credit report by calling:

  • Equifax 800-685-1111
  • Experian 888-397-3742
  • TransUnion 888-909-8872

For more information, go to: www.terrysavage.com