Author and personal finance expert Jordan Goodman has tips for how to master your debt.
It makes sense to refinance your mortgage if your current rate is 4% or higher
You can pay off a 30 year mortgage in 5-7 years using a Home Equity Line of Credit (HELOC) strategy
Get your mortgage payment modified so you can avoid foreclosure
Find lower interest credit cards and those with better rewards and perks
Consolidate high interest credit card debt with a nonprofit credit counseling firm to pay the debt off faster
Monitor your credit report and score to make sure it is accurate and clean up errors